Credit Risk Analysis
Complete the form below to generate a risk score.
👤 Personal & Employment
Gender
Male
Female
Marital Status
Married
Single
Education
Graduate
Post-Graduate
Professional
Under Graduate
12th Standard
SSC
Others
Net Monthly Income
Time with Employer (Months)
🔍 Inquiry History
Last Product Enquired
Personal Loan
Credit Card
Auto Loan
Housing Loan
Others
First Product Enquired
Personal Loan
Credit Card
Auto Loan
Housing Loan
Others
Total Inquiries (3 Months)
Days Since Last Inquiry
CC Inquiries (12 Months)
PL Inquiries (12 Months)
% PL Inquiries (6 Months)
% CC Inquiries (6 Months)
💼 Account Portfolio
Credit Card Accounts
Home Loan Accounts
Personal Loan Accounts
Secured Accounts
Unsecured Accounts
Other Accounts
Age Oldest Account (Months)
Age Newest Account (Months)
📈 Trade Line Performance
% Opened (Last 6M)
% Closed (Last 6M)
% Closed (Last 12M)
Total Closed (Last 12M)
⚠️ Repayment History
Total Missed Payments
Days Since Last Payment
Max Recent Delinquency Level
Recent Delinquency Level
Delinquencies (6-12 Months)
Times 60+ Days Past Due
Std Payments (Last 12M)
🚩 Risk Status Counts
Sub-Standard Accounts
Sub-Standard (6 Months)
Sub-Standard (12 Months)
Doubtful Accounts
Doubtful (12 Months)
Loss Accounts
🏠 Asset Flags (1=Yes, 0=No)
Has Credit Card?
No
Yes
Has Personal Loan?
No
Yes
Has Home Loan?
No
Yes
Has Gold Loan?
No
Yes
Analyze Risk Profile
Analysis Result
Risk Band:
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Status:
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